Princeton Bancorp Inc. cash flow to debt ratio of 101.40% indicates that the company generates enough cash to cover a substantial portion of its debt. This level indicates very strong financial health.

Princeton Bancorp Inc.'s free cash flow has increased 56.01% from $13.21M last year to $20.60M, signaling increasing performance

Princeton Bancorp Inc.'s debt to equity ratio is 0.07, which means that the company's assets are healthy financed, signaling financial stability.

Princeton Bancorp Inc.'s debt has decreased relative to shareholder equity from 0.09 last year to 0.07 today, signaling strengthened financials

Princeton Bancorp Inc. has a net cash position, so leverage is healthy.

Princeton Bancorp Inc. earns at least as much interest as it pays. Interest obligations are fully covered.

Princeton Bancorp Inc.'s profit margin has increased (143.10%) in the last year from 7.81% to 18.99%, signaling increasing performance

Princeton Bancorp Inc.'s short-term liabilities of $1.98B exceed its short-term assets of $175.85M, signaling financial risk

Princeton Bancorp Inc.'s return on assets of 1.15% is lower than the 5.00% threshold, indicating inefficient asset utilization

Princeton Bancorp Inc.'s return on equity of 9.48%, is lower than 15.00%, indicating bad performance

Princeton Bancorp Inc.'s operating cash flow exceeds its net income, indicating high-quality earnings backed by actual cash generation

Princeton Bancorp Inc. had positive net income in 5 out of 5 years, indicating stable and consistent earnings

Princeton Bancorp Inc. has positive free cash flow, indicating the company generates cash after capital expenditures

Princeton Bancorp Inc. has a free cash flow yield of 7.17%, which is above the 2.00% threshold, indicating strong cash generation relative to market value

Princeton Bancorp Inc.'s yearly earnings has increased 81.71% since last year from $10.24M to $18.61M, signaling increasing performance

Princeton Bancorp Inc.'s yearly revenue has decreased 93.54% since last year from $131.10M to $8.47M, signaling decreasing performance

ROIC 7.70% (Source: FMP key-metrics). In the 5–10% partial-credit band. Score: 1 of 2. This band sits within the typical US weighted-average cost of capital range. Methodology choice can change the conclusion: under FMP's invested-capital definition the company is at or near its cost of capital; under narrower operating-capital definitions the same company may score higher. Invested capital here includes equity, non-current liabilities, and short-term debt. Cash is not subtracted. See methodology.

Princeton Bancorp Inc.'s 3-year revenue CAGR of 20.75% is positive, indicating growing revenue over the past 3 years

Princeton Bancorp Inc. had revenue growth in 5 out of 5 years, indicating consistent revenue performance

Princeton Bancorp Inc. had positive ROE in 5 out of 5 years, indicating consistent and reliable returns on equity

Princeton Bancorp Inc. is undervalued relative to its fair value price of 63.67 based on Discounted Cash Flow model

Princeton Bancorp Inc. has an earnings yield of 9.01%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings

Princeton Bancorp Inc. is overvalued relative to its fair value price of 41.29 based on EBITDA multiple model

Princeton Bancorp Inc. has an EV/EBITDA ratio of 5.34x, which is below the 20.00x threshold, indicating reasonable valuation relative to its operating earnings

Princeton Bancorp Inc. is undervalued relative to its fair value price of 112.27 based on Earnings Fair Value model

Princeton Bancorp Inc. has a PEG-ratio over 1 which is considered overvalued

Princeton Bancorp Inc. has a price-to-book ratio of 1.03x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value

Princeton Bancorp Inc. has a price-to-sales ratio of 2.11x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue