Bank of Marin Bancorp cash flow to debt ratio of 56.38% indicates that the company generates enough cash to cover its debts. This level indicates strong financial health.

Bank of Marin Bancorp's free cash flow has increased 33.80% from $27.84M last year to $37.26M, signaling increasing performance

Bank of Marin Bancorp's debt to equity ratio is 0.06, which means that the company's assets are healthy financed, signaling financial stability.

Bank of Marin Bancorp's debt has increased relative to shareholder equity from 0.05 last year to 0.06 today, signaling weakened financials

Bank of Marin Bancorp has a net cash position, so leverage is healthy.

Bank of Marin Bancorp earns at least as much interest as it pays. Interest obligations are fully covered.

Bank of Marin Bancorp's profit margin has increased (-546.73%) in the last year from -7.23% to 32.28%, signaling increasing performance

Bank of Marin Bancorp's short-term assets of $2.32B exceed its short-term liabilities of $4.89M

Bank of Marin Bancorp's return on assets of 1.68% is lower than the 5.00% threshold, indicating inefficient asset utilization

Bank of Marin Bancorp's return on equity of 15.91%, is higher than 15.00%, indicating good performance

Bank of Marin Bancorp's operating cash flow is lower than its net income, indicating that earnings may not be fully backed by cash generation

Bank of Marin Bancorp had positive net income in 4 out of 5 years, indicating stable and consistent earnings

Bank of Marin Bancorp has positive free cash flow, indicating the company generates cash after capital expenditures

Bank of Marin Bancorp has a free cash flow yield of 8.19%, which is above the 2.00% threshold, indicating strong cash generation relative to market value

Bank of Marin Bancorp's yearly earnings has increased -616.20% since last year from $-8.41M to $43.41M, signaling increasing performance

Bank of Marin Bancorp's yearly revenue has increased 51.85% since last year from $116.39M to $176.73M, signaling increasing performance

ROIC 3.52% (Source: FMP key-metrics). Below the 5% partial-credit threshold. Score: 0 of 2. The 5% and 10% cutoffs anchor to typical US weighted-average cost of capital. Below 5% indicates the company is not generating returns above its likely cost of capital under this definition of invested capital. Invested capital here includes equity, non-current liabilities (pension obligations, deferred taxes, lease obligations), and short-term debt. Cash is not subtracted. Companies with substantial float, lease portfolios, or cash holdings will score lower under this definition than under narrower operating-capital definitions. See methodology.

Bank of Marin Bancorp's 3-year revenue CAGR of 7.90% is positive, indicating growing revenue over the past 3 years

Bank of Marin Bancorp had revenue growth in 4 out of 5 years, indicating consistent revenue performance

Bank of Marin Bancorp had positive ROE in 4 out of 5 years, indicating consistent and reliable returns on equity

Bank of Marin Bancorp is undervalued relative to its fair value price of 34.82 based on Discounted Cash Flow model

Bank of Marin Bancorp has an earnings yield of 14.46%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings

Bank of Marin Bancorp is undervalued relative to its fair value price of 33.01 based on EBITDA multiple model

Bank of Marin Bancorp has an EV/EBITDA ratio of 5.15x, which is below the 20.00x threshold, indicating reasonable valuation relative to its operating earnings

Bank of Marin Bancorp is undervalued relative to its fair value price of 58.62 based on Earnings Fair Value model

Bank of Marin Bancorp has a PEG-ratio over 1 which is considered overvalued

Bank of Marin Bancorp has a price-to-book ratio of 1.13x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value

Bank of Marin Bancorp has a price-to-sales ratio of 2.23x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue