BankUnited, Inc. cash flow to debt ratio of 18.17% indicates that the company cannot generate enough cash to cover its debt over time. This level indicates weak financial health.

BankUnited, Inc.'s free cash flow has decreased 17.33% from $433.78M last year to $358.61M, signaling decreasing performance

BankUnited, Inc.'s debt to equity ratio is 0.63, which means that the company's assets are unhealthy financed, signaling financial risk.

BankUnited, Inc.'s debt has decreased relative to shareholder equity from 1.29 last year to 0.63 today, signaling strengthened financials

BankUnited, Inc. has a net debt to EBITDA ratio of 4.47x, which exceeds the 3.00x threshold, indicating high leverage and potential financial risk

BankUnited, Inc. earns at least as much interest as it pays. Interest obligations are fully covered.

BankUnited, Inc.'s profit margin has increased (27.74%) in the last year from 11.48% to 14.67%, signaling increasing performance

BankUnited, Inc.'s short-term assets of $24.27B exceed its short-term liabilities of $1.58B

BankUnited, Inc.'s return on assets of 0.78% is lower than the 5.00% threshold, indicating inefficient asset utilization

BankUnited, Inc.'s return on equity of 9.04%, is lower than 15.00%, indicating bad performance

BankUnited, Inc.'s operating cash flow exceeds its net income, indicating high-quality earnings backed by actual cash generation

BankUnited, Inc. had positive net income in 5 out of 5 years, indicating stable and consistent earnings

BankUnited, Inc. has positive free cash flow, indicating the company generates cash after capital expenditures

BankUnited, Inc. has a free cash flow yield of 10.67%, which is above the 2.00% threshold, indicating strong cash generation relative to market value

BankUnited, Inc.'s yearly earnings has increased 15.44% since last year from $232.47M to $268.37M, signaling increasing performance

BankUnited, Inc.'s yearly revenue has increased 5.84% since last year from $2.02B to $2.14B, signaling increasing performance

ROIC 2.35% (Source: FMP key-metrics). Below the 5% partial-credit threshold. Score: 0 of 2. The 5% and 10% cutoffs anchor to typical US weighted-average cost of capital. Below 5% indicates the company is not generating returns above its likely cost of capital under this definition of invested capital. Invested capital here includes equity, non-current liabilities (pension obligations, deferred taxes, lease obligations), and short-term debt. Cash is not subtracted. Companies with substantial float, lease portfolios, or cash holdings will score lower under this definition than under narrower operating-capital definitions. See methodology.

BankUnited, Inc.'s 3-year revenue CAGR of 17.88% is positive, indicating growing revenue over the past 3 years

BankUnited, Inc. had revenue growth in 4 out of 5 years, indicating consistent revenue performance

BankUnited, Inc. had positive ROE in 5 out of 5 years, indicating consistent and reliable returns on equity

BankUnited, Inc. is overvalued relative to its fair value price of 4.26 based on Discounted Cash Flow model

BankUnited, Inc. has an earnings yield of 7.77%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings

BankUnited, Inc. is overvalued relative to its fair value price of 13.52 based on EBITDA multiple model

BankUnited, Inc. has an EV/EBITDA ratio of 13.02x, which is below the 20.00x threshold, indicating reasonable valuation relative to its operating earnings

BankUnited, Inc. is undervalued relative to its fair value price of 85.73 based on Earnings Fair Value model

BankUnited, Inc. has a PEG-ratio over 1 which is considered overvalued

BankUnited, Inc. has a price-to-book ratio of 1.17x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value

BankUnited, Inc. has a price-to-sales ratio of 1.89x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue