Bill.com Holdings, Inc. cash flow to debt ratio of 19.78% indicates that the company cannot generate enough cash to cover its debt over time. This level indicates weak financial health.

Bill.com Holdings, Inc.'s free cash flow has increased 20.09% from $257.88M last year to $309.67M, signaling increasing performance

Bill.com Holdings, Inc.'s debt to equity ratio is 0.50, which means that the company's assets are healthy financed, signaling financial stability.

Bill.com Holdings, Inc.'s debt has increased relative to shareholder equity from 0.24 last year to 0.50 today, signaling weakened financials

Bill.com Holdings, Inc. has a net cash position, so leverage is healthy.

Bill.com Holdings, Inc. earns at least as much interest as it pays. Interest obligations are fully covered.

Bill.com Holdings, Inc.'s profit margin has increased (-100.46%) in the last year from -2.24% to 0.01%, signaling increasing performance

Bill.com Holdings, Inc.'s short-term assets of $7.24B exceed its short-term liabilities of $4.59B

Bill.com Holdings, Inc.'s return on assets of 0.00% is lower than the 5.00% threshold, indicating inefficient asset utilization

Bill.com Holdings, Inc.'s return on equity of 0.00%, is lower than 15.00%, indicating bad performance

Bill.com Holdings, Inc.'s operating cash flow exceeds its net income, indicating high-quality earnings backed by actual cash generation

Bill.com Holdings, Inc. had positive net income in only 1 out of 5 years, indicating unstable earnings

Bill.com Holdings, Inc. has positive free cash flow, indicating the company generates cash after capital expenditures

Bill.com Holdings, Inc. has a free cash flow yield of 6.31%, which is above the 2.00% threshold, indicating strong cash generation relative to market value

Bill.com Holdings, Inc.'s yearly earnings has increased -182.41% since last year from $-28.88M to $23.80M, signaling increasing performance

Bill.com Holdings, Inc.'s yearly revenue has increased 13.36% since last year from $1.29B to $1.46B, signaling increasing performance

ROIC -0.02% (Source: FMP key-metrics). Below the 5% partial-credit threshold. Score: 0 of 2. The 5% and 10% cutoffs anchor to typical US weighted-average cost of capital. Below 5% indicates the company is not generating returns above its likely cost of capital under this definition of invested capital. Invested capital here includes equity, non-current liabilities (pension obligations, deferred taxes, lease obligations), and short-term debt. Cash is not subtracted. Companies with substantial float, lease portfolios, or cash holdings will score lower under this definition than under narrower operating-capital definitions. See methodology.

Bill.com Holdings, Inc.'s 3-year revenue CAGR of 31.58% is positive, indicating growing revenue over the past 3 years

Bill.com Holdings, Inc. had revenue growth in 5 out of 5 years, indicating consistent revenue performance

Bill.com Holdings, Inc. had positive ROE in only 1 out of 5 years, indicating inconsistent returns on equity

Bill.com Holdings, Inc. has insufficient data to evaluate this check.

Bill.com Holdings, Inc. has an earnings yield of 0.00%, which is below the 4.00% threshold, indicating the stock may be expensive relative to its earnings

Bill.com Holdings, Inc. is overvalued relative to its fair value price of 3.36 based on EBITDA multiple model

Bill.com Holdings, Inc. has an EV/EBITDA ratio of 31.49x, which exceeds the 20.00x threshold, indicating the stock may be overvalued relative to its operating earnings

Bill.com Holdings, Inc. is overvalued relative to its fair value price of -76.12 based on Earnings Fair Value model

Bill.com Holdings, Inc. had non-positive diluted EPS five years ago; the PEG ratio is not meaningful and the check fails.

Bill.com Holdings, Inc. has a price-to-book ratio of 1.30x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value

Bill.com Holdings, Inc. has a price-to-sales ratio of 3.10x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue