Burke & Herbert Financial Services Corp. cash flow to debt ratio of 20.08% indicates that the company cannot generate enough cash to cover its debt over time. This level indicates weak financial health.

Burke & Herbert Financial Services Corp.'s free cash flow has increased 18.46% from $81.23M last year to $96.23M, signaling increasing performance

Burke & Herbert Financial Services Corp.'s debt to equity ratio is 0.56, which means that the company's assets are healthy financed, signaling financial stability.

Burke & Herbert Financial Services Corp.'s debt has decreased relative to shareholder equity from 0.65 last year to 0.56 today, signaling strengthened financials

Burke & Herbert Financial Services Corp. has a net cash position, so leverage is healthy.

Burke & Herbert Financial Services Corp. earns at least as much interest as it pays. Interest obligations are fully covered.

Burke & Herbert Financial Services Corp.'s profit margin has increased (143.36%) in the last year from 9.00% to 21.89%, signaling increasing performance

Burke & Herbert Financial Services Corp.'s short-term assets of $1.70B exceed its short-term liabilities of $450.00M

Burke & Herbert Financial Services Corp.'s return on assets of 0.88% is lower than the 5.00% threshold, indicating inefficient asset utilization

Burke & Herbert Financial Services Corp.'s return on equity of 10.37%, is lower than 15.00%, indicating bad performance

Burke & Herbert Financial Services Corp.'s operating cash flow is lower than its net income, indicating that earnings may not be fully backed by cash generation

Burke & Herbert Financial Services Corp. had positive net income in 5 out of 5 years, indicating stable and consistent earnings

Burke & Herbert Financial Services Corp. has positive free cash flow, indicating the company generates cash after capital expenditures

Burke & Herbert Financial Services Corp. has a free cash flow yield of 6.57%, which is above the 2.00% threshold, indicating strong cash generation relative to market value

Burke & Herbert Financial Services Corp.'s yearly earnings has increased 228.54% since last year from $35.71M to $117.32M, signaling increasing performance

Burke & Herbert Financial Services Corp.'s yearly revenue has decreased 14.21% since last year from $396.93M to $340.51M, signaling decreasing performance

ROIC 3.91% (Source: FMP key-metrics). Below the 5% partial-credit threshold. Score: 0 of 2. The 5% and 10% cutoffs anchor to typical US weighted-average cost of capital. Below 5% indicates the company is not generating returns above its likely cost of capital under this definition of invested capital. Invested capital here includes equity, non-current liabilities (pension obligations, deferred taxes, lease obligations), and short-term debt. Cash is not subtracted. Companies with substantial float, lease portfolios, or cash holdings will score lower under this definition than under narrower operating-capital definitions. See methodology.

Burke & Herbert Financial Services Corp.'s 3-year revenue CAGR of 56.77% is positive, indicating growing revenue over the past 3 years

Burke & Herbert Financial Services Corp. had revenue growth in 4 out of 5 years, indicating consistent revenue performance

Burke & Herbert Financial Services Corp. had positive ROE in 5 out of 5 years, indicating consistent and reliable returns on equity

Burke & Herbert Financial Services Corp. is undervalued relative to its fair value price of 81.45 based on Discounted Cash Flow model

Burke & Herbert Financial Services Corp. has an earnings yield of 8.86%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings

Burke & Herbert Financial Services Corp. is overvalued relative to its fair value price of 35.31 based on EBITDA multiple model

Burke & Herbert Financial Services Corp. has an EV/EBITDA ratio of 1.99x, which is below the 20.00x threshold, indicating reasonable valuation relative to its operating earnings

Burke & Herbert Financial Services Corp. is undervalued relative to its fair value price of 211.31 based on Earnings Fair Value model

Burke & Herbert Financial Services Corp. has a PEG-ratio under 1 which is considered undervalued

Burke & Herbert Financial Services Corp. has a price-to-book ratio of 0.91x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value

Burke & Herbert Financial Services Corp. has a price-to-sales ratio of 2.47x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue