NASDAQ
BETR
Last Price
US $15
Valuation
Financial
Performance
Cash flow to debt coverage
Better Home & Finance Holding Company cash flow to debt ratio of -37.73% indicates that the company cannot generate enough cash to cover its debt over time. This level indicates weak financial health.
Free cash flow growth
Better Home & Finance Holding Company's free cash flow has increased -40.18% from $-390.05M last year to $-233.35M, signaling increasing performance
Debt-to-equity ratio
Better Home & Finance Holding Company's debt to equity ratio is 11.36, which means that the company's assets are unhealthy financed, signaling financial risk.
Debt-to-equity trend
Better Home & Finance Holding Company's debt has increased relative to shareholder equity from -13.20 last year to 11.36 today, signaling weakened financials
Net debt to EBITDA
Better Home & Finance Holding Company has negative EBITDA, making leverage ratio unreliable
Interest coverage
Better Home & Finance Holding Company earns at least as much interest as it pays. Interest obligations are fully covered.
Profit margin growth
Better Home & Finance Holding Company's profit margin has increased (-50.52%) in the last year from -171.83% to -85.02%, signaling increasing performance
Current ratio
Better Home & Finance Holding Company's short-term liabilities of $416.49M exceed its short-term assets of $241.27M, signaling financial risk
Return on assets
Better Home & Finance Holding Company's return on assets of 0.00% is lower than the 5.00% threshold, indicating inefficient asset utilization
Return on equity
Better Home & Finance Holding Company's return on equity of -465.27%, is lower than 15.00%, indicating bad performance
Earnings quality
Better Home & Finance Holding Company's operating cash flow is lower than its net income, indicating that earnings may not be fully backed by cash generation
Earnings stability
Better Home & Finance Holding Company had positive net income in only 0 out of 5 years, indicating unstable earnings
Positive free cash flow
Better Home & Finance Holding Company has negative free cash flow, indicating the company is burning cash rather than generating it
Free cash flow yield
Better Home & Finance Holding Company has negative free cash flow, indicating cash burn
Earnings growth
Better Home & Finance Holding Company's yearly earnings has increased -19.59% since last year from $-206.29M to $-165.87M, signaling increasing performance
Revenue growth
Better Home & Finance Holding Company's yearly revenue has increased 59.41% since last year from $120.05M to $191.37M, signaling increasing performance
Return on invested capital
ROIC -7.89% (Source: FMP key-metrics). Below the 5% partial-credit threshold. Score: 0 of 2. The 5% and 10% cutoffs anchor to typical US weighted-average cost of capital. Below 5% indicates the company is not generating returns above its likely cost of capital under this definition of invested capital. Invested capital here includes equity, non-current liabilities (pension obligations, deferred taxes, lease obligations), and short-term debt. Cash is not subtracted. Companies with substantial float, lease portfolios, or cash holdings will score lower under this definition than under narrower operating-capital definitions. See methodology.
3-year revenue CAGR
Better Home & Finance Holding Company's 3-year revenue CAGR of -21.46% is negative, indicating declining revenue over the past 3 years
Revenue consistency
Better Home & Finance Holding Company had revenue growth in 3 out of 5 years, indicating consistent revenue performance
Return on equity consistency
Better Home & Finance Holding Company had positive ROE in only 0 out of 5 years, indicating inconsistent returns on equity
Cash Flow Valuation (DCF)
Better Home & Finance Holding Company has insufficient data to evaluate this check.
Earnings yield (TTM)
Better Home & Finance Holding Company has negative trailing-twelve-month earnings; this ratio is not meaningful and the check fails
EBITDA Valuation
Better Home & Finance Holding Company is overvalued relative to its fair value price of 0.00 based on EBITDA multiple model
EV/EBITDA (FY)
Better Home & Finance Holding Company has negative or missing EBITDA, making EV/EBITDA ratio unreliable
PEG ratio (TTM/FY)
Better Home & Finance Holding Company has negative trailing-twelve-month earnings; this ratio is not meaningful and the check fails
Price-to-book ratio (FY)
Better Home & Finance Holding Company has a price-to-book ratio of 5.82x, which exceeds the 5.00x threshold, indicating the stock may be overvalued relative to its book value
Price-to-sales ratio (TTM)
Better Home & Finance Holding Company has a price-to-sales ratio of 1.59x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue
Profit margin
Current Ratio
Capital Returns
-465.27%
Return on equity
ROIC: -7.89%
Valuation History
-
Price to Earnings
EV/EBITDA: -7.1X
Cash flow
Profit margin
0.00%
Cash flow
-84.63%
Fair Value
Market $15
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Default assumptions
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