California BanCorp cash flow to debt ratio of 79.90% indicates that the company generates enough cash to cover a substantial portion of its debt. This level indicates very strong financial health.

California BanCorp's free cash flow has increased 14.48% from $49.74M last year to $56.94M, signaling increasing performance

California BanCorp's debt to equity ratio is 0.09, which means that the company's assets are healthy financed, signaling financial stability.

California BanCorp's debt has decreased relative to shareholder equity from 0.17 last year to 0.09 today, signaling strengthened financials

California BanCorp has a net cash position, so leverage is healthy.

California BanCorp earns at least as much interest as it pays. Interest obligations are fully covered.

California BanCorp's profit margin has increased (784.06%) in the last year from 2.94% to 26.02%, signaling increasing performance

California BanCorp's short-term liabilities of $1.18B exceed its short-term assets of $286.90M, signaling financial risk

California BanCorp's return on assets of 1.50% is lower than the 5.00% threshold, indicating inefficient asset utilization

California BanCorp's return on equity of 10.44%, is lower than 15.00%, indicating bad performance

California BanCorp's operating cash flow is lower than its net income, indicating that earnings may not be fully backed by cash generation

California BanCorp had positive net income in 5 out of 5 years, indicating stable and consistent earnings

California BanCorp has positive free cash flow, indicating the company generates cash after capital expenditures

California BanCorp has a free cash flow yield of 8.28%, which is above the 2.00% threshold, indicating strong cash generation relative to market value

California BanCorp's yearly earnings has increased 1.06K% since last year from $5.43M to $63.06M, signaling increasing performance

California BanCorp's yearly revenue has increased 26.23% since last year from $184.58M to $233.00M, signaling increasing performance

ROIC 11.69% (Source: FMP key-metrics). At or above the 10% threshold. Score: 2 of 2. The company is generating returns above the upper end of the typical US weighted-average cost of capital range under this definition of invested capital.

California BanCorp's 3-year revenue CAGR of 34.23% is positive, indicating growing revenue over the past 3 years

California BanCorp had revenue growth in 5 out of 5 years, indicating consistent revenue performance

California BanCorp had positive ROE in 5 out of 5 years, indicating consistent and reliable returns on equity

California BanCorp is undervalued relative to its fair value price of 30.66 based on Discounted Cash Flow model

California BanCorp has an earnings yield of 8.65%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings

California BanCorp is overvalued relative to its fair value price of 18.44 based on EBITDA multiple model

California BanCorp has an EV/EBITDA ratio of 5.05x, which is below the 20.00x threshold, indicating reasonable valuation relative to its operating earnings

California BanCorp is undervalued relative to its fair value price of 28.52 based on Earnings Fair Value model

California BanCorp has a PEG-ratio under 1 which is considered undervalued

California BanCorp has a price-to-book ratio of 1.19x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value

California BanCorp has a price-to-sales ratio of 3.01x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue