Beacon Financial Corp. cash flow to debt ratio of 0.00% indicates that the company cannot generate enough cash to cover its debt over time. This level indicates weak financial health.

Beacon Financial Corp.'s free cash flow has decreased 100.00% from $99.97M last year to $0.00, signaling decreasing performance

Beacon Financial Corp.'s debt to equity ratio is 0.39, which means that the company's assets are healthy financed, signaling financial stability.

Beacon Financial Corp.'s debt has decreased relative to shareholder equity from 1.28 last year to 0.39 today, signaling strengthened financials

Beacon Financial Corp. has a net cash position, so leverage is healthy.

Beacon Financial Corp. earns at least as much interest as it pays. Interest obligations are fully covered.

Beacon Financial Corp.'s profit margin has increased (4.51%) in the last year from 9.48% to 9.91%, signaling increasing performance

Beacon Financial Corp.'s short-term liabilities of $20.06B exceed its short-term assets of $3.73B, signaling financial risk

Beacon Financial Corp.'s return on assets of 0.51% is lower than the 5.00% threshold, indicating inefficient asset utilization

Beacon Financial Corp.'s return on equity of 4.57%, is lower than 15.00%, indicating bad performance

Beacon Financial Corp.'s operating cash flow is lower than its net income, indicating that earnings may not be fully backed by cash generation

Beacon Financial Corp. had positive net income in 5 out of 5 years, indicating stable and consistent earnings

Beacon Financial Corp. has positive free cash flow, indicating the company generates cash after capital expenditures

Beacon Financial Corp. has a free cash flow yield of 0.00%, which is below the 2.00% threshold, indicating limited cash return relative to market value

Beacon Financial Corp.'s yearly earnings has increased 47.98% since last year from $61.00M to $90.27M, signaling increasing performance

Beacon Financial Corp.'s yearly revenue has increased 34.65% since last year from $654.50M to $881.26M, signaling increasing performance

ROIC 0.51% (Source: FMP key-metrics). Below the 5% partial-credit threshold. Score: 0 of 2. The 5% and 10% cutoffs anchor to typical US weighted-average cost of capital. Below 5% indicates the company is not generating returns above its likely cost of capital under this definition of invested capital. Invested capital here includes equity, non-current liabilities (pension obligations, deferred taxes, lease obligations), and short-term debt. Cash is not subtracted. Companies with substantial float, lease portfolios, or cash holdings will score lower under this definition than under narrower operating-capital definitions. See methodology.

Beacon Financial Corp.'s 3-year revenue CAGR of 20.10% is positive, indicating growing revenue over the past 3 years

Beacon Financial Corp. had revenue growth in 4 out of 5 years, indicating consistent revenue performance

Beacon Financial Corp. had positive ROE in 5 out of 5 years, indicating consistent and reliable returns on equity

Beacon Financial Corp. has insufficient data to evaluate this check.

Beacon Financial Corp. has an earnings yield of 4.30%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings

Beacon Financial Corp. is overvalued relative to its fair value price of 0.00 based on EBITDA multiple model

Beacon Financial Corp. has insufficient data to compute enterprise value.

Beacon Financial Corp. has insufficient data to evaluate this check.

Beacon Financial Corp. had non-positive diluted EPS five years ago; the PEG ratio is not meaningful and the check fails.

Beacon Financial Corp. has a price-to-book ratio of 1.04x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value

Beacon Financial Corp. has a price-to-sales ratio of 2.30x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue