Banner Corporation cash flow to debt ratio of 69.10% indicates that the company generates enough cash to cover a substantial portion of its debt. This level indicates very strong financial health.

Banner Corporation's free cash flow has decreased 11.27% from $279.44M last year to $247.95M, signaling decreasing performance

Banner Corporation's debt to equity ratio is 0.27, which means that the company's assets are healthy financed, signaling financial stability.

Banner Corporation's debt has decreased relative to shareholder equity from 0.34 last year to 0.27 today, signaling strengthened financials

Banner Corporation has a net debt to EBITDA ratio of 0.58x, which is below the 3.00x threshold, indicating healthy leverage and financial stability

Banner Corporation earns at least as much interest as it pays. Interest obligations are fully covered.

Banner Corporation's profit margin has increased (53.04%) in the last year from 20.41% to 31.24%, signaling increasing performance

Banner Corporation's short-term liabilities of $14.14B exceed its short-term assets of $286.20M, signaling financial risk

Banner Corporation's return on assets of 1.26% is lower than the 5.00% threshold, indicating inefficient asset utilization

Banner Corporation's return on equity of 10.65%, is lower than 15.00%, indicating bad performance

Banner Corporation's operating cash flow exceeds its net income, indicating high-quality earnings backed by actual cash generation

Banner Corporation had positive net income in 5 out of 5 years, indicating stable and consistent earnings

Banner Corporation has positive free cash flow, indicating the company generates cash after capital expenditures

Banner Corporation has a free cash flow yield of 10.22%, which is above the 2.00% threshold, indicating strong cash generation relative to market value

Banner Corporation's yearly earnings has increased 15.68% since last year from $168.90M to $195.38M, signaling increasing performance

Banner Corporation's yearly revenue has decreased 0.95% since last year from $827.33M to $819.49M, signaling decreasing performance

ROIC 0.64% (Source: FMP key-metrics). Below the 5% partial-credit threshold. Score: 0 of 2. The 5% and 10% cutoffs anchor to typical US weighted-average cost of capital. Below 5% indicates the company is not generating returns above its likely cost of capital under this definition of invested capital. Invested capital here includes equity, non-current liabilities (pension obligations, deferred taxes, lease obligations), and short-term debt. Cash is not subtracted. Companies with substantial float, lease portfolios, or cash holdings will score lower under this definition than under narrower operating-capital definitions. See methodology.

Banner Corporation's 3-year revenue CAGR of 8.41% is positive, indicating growing revenue over the past 3 years

Banner Corporation had revenue growth in 3 out of 5 years, indicating consistent revenue performance

Banner Corporation had positive ROE in 5 out of 5 years, indicating consistent and reliable returns on equity

Banner Corporation is undervalued relative to its fair value price of 123.51 based on Discounted Cash Flow model

Banner Corporation has an earnings yield of 8.57%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings

Banner Corporation is overvalued relative to its fair value price of 46.28 based on EBITDA multiple model

Banner Corporation has an EV/EBITDA ratio of 10.19x, which is below the 20.00x threshold, indicating reasonable valuation relative to its operating earnings

Banner Corporation is undervalued relative to its fair value price of 111.64 based on Earnings Fair Value model

Banner Corporation has a PEG-ratio over 1 which is considered overvalued

Banner Corporation has a price-to-book ratio of 1.22x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value

Banner Corporation has a price-to-sales ratio of 3.64x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue