American Express Company cash flow to debt ratio of 31.90% indicates that the company generates enough cash to cover its debts. This level indicates strong financial health.

American Express Company's free cash flow has increased 31.83% from $12.14B last year to $16.00B, signaling increasing performance

American Express Company's debt to equity ratio is 1.72, which means that the company's assets are unhealthy financed, signaling financial risk.

American Express Company's debt has increased relative to shareholder equity from 1.69 last year to 1.72 today, signaling weakened financials

American Express Company has a net debt to EBITDA ratio of 0.59x, which is below the 3.00x threshold, indicating healthy leverage and financial stability

American Express Company earns at least as much interest as it pays. Interest obligations are fully covered.

American Express Company's profit margin has decreased (0.28%) in the last year from 13.65% to 13.61%, signaling decreasing performance

American Express Company's short-term liabilities of $170.81B exceed its short-term assets of $48.53B, signaling financial risk

American Express Company's return on assets of 3.71% is lower than the 5.00% threshold, indicating inefficient asset utilization

American Express Company's return on equity of 34.12%, is higher than 15.00%, indicating good performance

American Express Company's operating cash flow exceeds its net income, indicating high-quality earnings backed by actual cash generation

American Express Company had positive net income in 5 out of 5 years, indicating stable and consistent earnings

American Express Company has positive free cash flow, indicating the company generates cash after capital expenditures

American Express Company has a free cash flow yield of 6.99%, which is above the 2.00% threshold, indicating strong cash generation relative to market value

American Express Company's yearly earnings has increased 6.95% since last year from $10.13B to $10.83B, signaling increasing performance

American Express Company's yearly revenue has increased 8.44% since last year from $74.20B to $80.46B, signaling increasing performance

ROIC 13.01% (Source: FMP key-metrics). At or above the 10% threshold. Score: 2 of 2. The company is generating returns above the upper end of the typical US weighted-average cost of capital range under this definition of invested capital.

American Express Company's 3-year revenue CAGR of 13.10% is positive, indicating growing revenue over the past 3 years

American Express Company had revenue growth in 5 out of 5 years, indicating consistent revenue performance

American Express Company had positive ROE in 5 out of 5 years, indicating consistent and reliable returns on equity

American Express Company is undervalued relative to its fair value price of 399.07 based on Discounted Cash Flow model

American Express Company has an earnings yield of 4.98%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings

American Express Company is overvalued relative to its fair value price of 144.12 based on EBITDA multiple model

American Express Company has an EV/EBITDA ratio of 15.29x, which is below the 20.00x threshold, indicating reasonable valuation relative to its operating earnings

American Express Company is undervalued relative to its fair value price of 383.27 based on Earnings Fair Value model

American Express Company has a PEG-ratio under 1 which is considered undervalued

American Express Company has a price-to-book ratio of 6.70x, which exceeds the 5.00x threshold, indicating the stock may be overvalued relative to its book value

American Express Company has a price-to-sales ratio of 2.73x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue