Avidia Bancorp, Inc. cash flow to debt ratio of 0.00% indicates that the company cannot generate enough cash to cover its debt over time. This level indicates weak financial health.

Avidia Bancorp, Inc.'s free cash flow has decreased 100.00% from $20.45M last year to $0.00, signaling decreasing performance

Avidia Bancorp, Inc.'s debt to equity ratio is 0.48, which means that the company's assets are healthy financed, signaling financial stability.

Avidia Bancorp, Inc.'s debt has decreased relative to shareholder equity from 1.82 last year to 0.48 today, signaling strengthened financials

Avidia Bancorp, Inc. has negative EBITDA, making leverage ratio unreliable

Avidia Bancorp, Inc. earns at least as much interest as it pays. Interest obligations are fully covered.

Avidia Bancorp, Inc.'s profit margin has increased (41.01%) in the last year from 8.16% to 11.51%, signaling increasing performance

Avidia Bancorp, Inc.'s short-term liabilities of $1.38B exceed its short-term assets of $24.44M, signaling financial risk

Avidia Bancorp, Inc.'s return on assets of 0.00% is lower than the 5.00% threshold, indicating inefficient asset utilization

Avidia Bancorp, Inc.'s return on equity of 4.62%, is lower than 15.00%, indicating bad performance

Avidia Bancorp, Inc.'s operating cash flow is lower than its net income, indicating that earnings may not be fully backed by cash generation

Avidia Bancorp, Inc. has insufficient public price history to evaluate earnings stability.

Avidia Bancorp, Inc. has positive free cash flow, indicating the company generates cash after capital expenditures

Avidia Bancorp, Inc. has a free cash flow yield of 0.00%, which is below the 2.00% threshold, indicating limited cash return relative to market value

Avidia Bancorp, Inc.'s yearly earnings has decreased 128.64% since last year from $11.48M to $-3.29M, signaling decreasing performance

Avidia Bancorp, Inc.'s yearly revenue has increased 8.12% since last year from $136.52M to $147.61M, signaling increasing performance

ROIC 0.63% (Source: FMP key-metrics). Below the 5% partial-credit threshold. Score: 0 of 2. The 5% and 10% cutoffs anchor to typical US weighted-average cost of capital. Below 5% indicates the company is not generating returns above its likely cost of capital under this definition of invested capital. Invested capital here includes equity, non-current liabilities (pension obligations, deferred taxes, lease obligations), and short-term debt. Cash is not subtracted. Companies with substantial float, lease portfolios, or cash holdings will score lower under this definition than under narrower operating-capital definitions. See methodology.

Avidia Bancorp, Inc.'s 3-year revenue CAGR of 18.44% is positive, indicating growing revenue over the past 3 years

Avidia Bancorp, Inc. has insufficient public price history to evaluate revenue consistency.

Avidia Bancorp, Inc. has insufficient public price history to evaluate ROE consistency.

Avidia Bancorp, Inc. has insufficient data to evaluate this check.

Avidia Bancorp, Inc. has an earnings yield of 4.45%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings

Avidia Bancorp, Inc. is overvalued relative to its fair value price of 0.00 based on EBITDA multiple model

Avidia Bancorp, Inc. has negative or missing EBITDA, making EV/EBITDA ratio unreliable

Avidia Bancorp, Inc. has insufficient data to evaluate this check.

Avidia Bancorp, Inc. has negative trailing-twelve-month earnings; this ratio is not meaningful and the check fails

Avidia Bancorp, Inc. has a price-to-book ratio of 1.02x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value

Avidia Bancorp, Inc. has a price-to-sales ratio of 2.59x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue