Atlantic Union Bankshares Corporation cash flow to debt ratio of 6.53% indicates that the company cannot generate enough cash to cover its debt over time. This level indicates weak financial health.

Atlantic Union Bankshares Corporation's free cash flow has decreased 71.62% from $301.06M last year to $85.44M, signaling decreasing performance

Atlantic Union Bankshares Corporation's debt to equity ratio is 0.33, which means that the company's assets are healthy financed, signaling financial stability.

Atlantic Union Bankshares Corporation's debt has increased relative to shareholder equity from 0.17 last year to 0.33 today, signaling weakened financials

Atlantic Union Bankshares Corporation has a net cash position, so leverage is healthy.

Atlantic Union Bankshares Corporation earns at least as much interest as it pays. Interest obligations are fully covered.

Atlantic Union Bankshares Corporation's profit margin has increased (41.91%) in the last year from 15.53% to 22.04%, signaling increasing performance

Atlantic Union Bankshares Corporation's short-term assets of $4.43B exceed its short-term liabilities of $650.00M

Atlantic Union Bankshares Corporation's return on assets of 1.28% is lower than the 5.00% threshold, indicating inefficient asset utilization

Atlantic Union Bankshares Corporation's return on equity of 9.68%, is lower than 15.00%, indicating bad performance

Atlantic Union Bankshares Corporation's operating cash flow is lower than its net income, indicating that earnings may not be fully backed by cash generation

Atlantic Union Bankshares Corporation had positive net income in 5 out of 5 years, indicating stable and consistent earnings

Atlantic Union Bankshares Corporation has positive free cash flow, indicating the company generates cash after capital expenditures

Atlantic Union Bankshares Corporation has a free cash flow yield of 1.45%, which is below the 2.00% threshold, indicating limited cash return relative to market value

Atlantic Union Bankshares Corporation's yearly earnings has increased 30.88% since last year from $209.13M to $273.71M, signaling increasing performance

Atlantic Union Bankshares Corporation's yearly revenue has increased 50.19% since last year from $1.35B to $2.02B, signaling increasing performance

ROIC 6.52% (Source: FMP key-metrics). In the 5–10% partial-credit band. Score: 1 of 2. This band sits within the typical US weighted-average cost of capital range. Methodology choice can change the conclusion: under FMP's invested-capital definition the company is at or near its cost of capital; under narrower operating-capital definitions the same company may score higher. Invested capital here includes equity, non-current liabilities, and short-term debt. Cash is not subtracted. See methodology.

Atlantic Union Bankshares Corporation's 3-year revenue CAGR of 37.71% is positive, indicating growing revenue over the past 3 years

Atlantic Union Bankshares Corporation had revenue growth in 4 out of 5 years, indicating consistent revenue performance

Atlantic Union Bankshares Corporation had positive ROE in 5 out of 5 years, indicating consistent and reliable returns on equity

Atlantic Union Bankshares Corporation has insufficient data to evaluate this check.

Atlantic Union Bankshares Corporation has an earnings yield of 8.25%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings

Atlantic Union Bankshares Corporation is overvalued relative to its fair value price of 10.58 based on EBITDA multiple model

Atlantic Union Bankshares Corporation has an EV/EBITDA ratio of 7.82x, which is below the 20.00x threshold, indicating reasonable valuation relative to its operating earnings

Atlantic Union Bankshares Corporation is undervalued relative to its fair value price of 73.32 based on Earnings Fair Value model

Atlantic Union Bankshares Corporation has a PEG-ratio over 1 which is considered overvalued

Atlantic Union Bankshares Corporation has a price-to-book ratio of 1.15x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value

Atlantic Union Bankshares Corporation has a price-to-sales ratio of 2.67x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue