Ames National Corporation cash flow to debt ratio of 35.48% indicates that the company generates enough cash to cover its debts. This level indicates strong financial health.

Ames National Corporation's free cash flow has increased 47.83% from $14.00M last year to $20.70M, signaling increasing performance

Ames National Corporation's debt to equity ratio is 0.22, which means that the company's assets are healthy financed, signaling financial stability.

Ames National Corporation's debt has decreased relative to shareholder equity from 0.57 last year to 0.22 today, signaling strengthened financials

Ames National Corporation has a net cash position, so leverage is healthy.

Ames National Corporation earns at least as much interest as it pays. Interest obligations are fully covered.

Ames National Corporation's profit margin has increased (104.78%) in the last year from 11.05% to 22.64%, signaling increasing performance

Ames National Corporation's short-term assets of $1.96B exceed its short-term liabilities of $395.13M

Ames National Corporation's return on assets of 1.08% is lower than the 5.00% threshold, indicating inefficient asset utilization

Ames National Corporation's return on equity of 11.08%, is lower than 15.00%, indicating bad performance

Ames National Corporation's operating cash flow exceeds its net income, indicating high-quality earnings backed by actual cash generation

Ames National Corporation had positive net income in 5 out of 5 years, indicating stable and consistent earnings

Ames National Corporation has positive free cash flow, indicating the company generates cash after capital expenditures

Ames National Corporation has a free cash flow yield of 7.54%, which is above the 2.00% threshold, indicating strong cash generation relative to market value

Ames National Corporation's yearly earnings has increased 86.21% since last year from $10.22M to $19.03M, signaling increasing performance

Ames National Corporation's yearly revenue has decreased 5.79% since last year from $92.44M to $87.09M, signaling decreasing performance

ROIC 8.37% (Source: FMP key-metrics). In the 5–10% partial-credit band. Score: 1 of 2. This band sits within the typical US weighted-average cost of capital range. Methodology choice can change the conclusion: under FMP's invested-capital definition the company is at or near its cost of capital; under narrower operating-capital definitions the same company may score higher. Invested capital here includes equity, non-current liabilities, and short-term debt. Cash is not subtracted. See methodology.

Ames National Corporation's 3-year revenue CAGR of 11.32% is positive, indicating growing revenue over the past 3 years

Ames National Corporation had revenue growth in 4 out of 5 years, indicating consistent revenue performance

Ames National Corporation had positive ROE in 5 out of 5 years, indicating consistent and reliable returns on equity

Ames National Corporation is overvalued relative to its fair value price of 16.35 based on Discounted Cash Flow model

Ames National Corporation has an earnings yield of 8.36%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings

Ames National Corporation is overvalued relative to its fair value price of 14.96 based on EBITDA multiple model

Ames National Corporation has insufficient data to compute enterprise value.

Ames National Corporation is undervalued relative to its fair value price of 42.04 based on Earnings Fair Value model

Ames National Corporation has a PEG-ratio over 1 which is considered overvalued

Ames National Corporation has a price-to-book ratio of 1.29x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value

Ames National Corporation has a price-to-sales ratio of 2.71x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue