Associated Banc-Corp cash flow to debt ratio of 14.76% indicates that the company cannot generate enough cash to cover its debt over time. This level indicates weak financial health.

Associated Banc-Corp's free cash flow has increased 8.23% from $535.26M last year to $579.32M, signaling increasing performance

Associated Banc-Corp's debt to equity ratio is 1.01, which means that the company's assets are unhealthy financed, signaling financial risk.

Associated Banc-Corp's debt has increased relative to shareholder equity from 0.69 last year to 1.01 today, signaling weakened financials

Associated Banc-Corp has a net cash position, so leverage is healthy.

Associated Banc-Corp earns at least as much interest as it pays. Interest obligations are fully covered.

Associated Banc-Corp's profit margin has increased (236.22%) in the last year from 5.85% to 19.67%, signaling increasing performance

Associated Banc-Corp's short-term liabilities of $20.40B exceed its short-term assets of $6.13B, signaling financial risk

Associated Banc-Corp's return on assets of 0.97% is lower than the 5.00% threshold, indicating inefficient asset utilization

Associated Banc-Corp's return on equity of 9.86%, is lower than 15.00%, indicating bad performance

Associated Banc-Corp's operating cash flow exceeds its net income, indicating high-quality earnings backed by actual cash generation

Associated Banc-Corp had positive net income in 5 out of 5 years, indicating stable and consistent earnings

Associated Banc-Corp has positive free cash flow, indicating the company generates cash after capital expenditures

Associated Banc-Corp has a free cash flow yield of 9.79%, which is above the 2.00% threshold, indicating strong cash generation relative to market value

Associated Banc-Corp's yearly earnings has increased 285.54% since last year from $123.14M to $474.78M, signaling increasing performance

Associated Banc-Corp's yearly revenue has increased 16.83% since last year from $2.10B to $2.46B, signaling increasing performance

ROIC 0.97% (Source: FMP key-metrics). Below the 5% partial-credit threshold. Score: 0 of 2. The 5% and 10% cutoffs anchor to typical US weighted-average cost of capital. Below 5% indicates the company is not generating returns above its likely cost of capital under this definition of invested capital. Invested capital here includes equity, non-current liabilities (pension obligations, deferred taxes, lease obligations), and short-term debt. Cash is not subtracted. Companies with substantial float, lease portfolios, or cash holdings will score lower under this definition than under narrower operating-capital definitions. See methodology.

Associated Banc-Corp's 3-year revenue CAGR of 20.04% is positive, indicating growing revenue over the past 3 years

Associated Banc-Corp had revenue growth in 4 out of 5 years, indicating consistent revenue performance

Associated Banc-Corp had positive ROE in 5 out of 5 years, indicating consistent and reliable returns on equity

Associated Banc-Corp is overvalued relative to its fair value price of 25.96 based on Discounted Cash Flow model

Associated Banc-Corp has an earnings yield of 8.57%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings

Associated Banc-Corp is overvalued relative to its fair value price of 2.72 based on EBITDA multiple model

Associated Banc-Corp has an EV/EBITDA ratio of 6.05x, which is below the 20.00x threshold, indicating reasonable valuation relative to its operating earnings

Associated Banc-Corp is undervalued relative to its fair value price of 69.81 based on Earnings Fair Value model

Associated Banc-Corp has a PEG-ratio over 1 which is considered overvalued

Associated Banc-Corp has a price-to-book ratio of 1.05x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value

Associated Banc-Corp has a price-to-sales ratio of 2.30x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue