NYSE
AOMR
Last Price
US $9
KEY FIGURES
MKT CAP
$224.2M
EPS
TTM
$0.78
EPS Growth (1Y)
53.85%
PEG
TTM
0.09x
P/E
TTM
11.53x
P/S
TTM
1.33x
YIELD
14.22%
GROWTH (5Y CAGR)
Revenue
66.48%
EBITDA
Cash Flow (DCF)
Fair Value
Market $9
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Default assumptions
EBITDA Multiple
Fair Value
Market $9
240.56%
Default assumptions
Valuation
Financial
Performance
Cash flow to debt coverage
Angel Oak Mortgage, Inc. cash flow to debt ratio of 0.82% indicates that the company cannot generate enough cash to cover its debt over time. This level indicates weak financial health.
Free cash flow growth
Angel Oak Mortgage, Inc.'s free cash flow has increased -108.39% from $-221.43M last year to $18.59M, signaling increasing performance
Debt-to-equity ratio
Angel Oak Mortgage, Inc.'s debt to equity ratio is 1.93, which means that the company's assets are unhealthy financed, signaling financial risk.
Debt-to-equity trend
Angel Oak Mortgage, Inc.'s debt has decreased relative to shareholder equity from 7.41 last year to 1.93 today, signaling strengthened financials
Net debt to EBITDA
Angel Oak Mortgage, Inc. has a net debt to EBITDA ratio of 14.74x, which exceeds the 3.00x threshold, indicating high leverage and potential financial risk
Interest coverage
Angel Oak Mortgage, Inc. earns at least as much interest as it pays. Interest obligations are fully covered.
Profit margin growth
Angel Oak Mortgage, Inc.'s profit margin has decreased (79.32%) in the last year from 55.87% to 11.55%, signaling decreasing performance
Current ratio
Angel Oak Mortgage, Inc.'s short-term liabilities of $259.12M exceed its short-term assets of $57.19M, signaling financial risk
Return on assets
Angel Oak Mortgage, Inc.'s return on assets of 0.63% is lower than the 5.00% threshold, indicating inefficient asset utilization
Return on equity
Angel Oak Mortgage, Inc.'s return on equity of 7.31%, is lower than 15.00%, indicating bad performance
Earnings quality
Angel Oak Mortgage, Inc.'s operating cash flow is lower than its net income, indicating that earnings may not be fully backed by cash generation
Earnings stability
Angel Oak Mortgage, Inc. had positive net income in 4 out of 5 years, indicating stable and consistent earnings
Positive free cash flow
Angel Oak Mortgage, Inc. has positive free cash flow, indicating the company generates cash after capital expenditures
Free cash flow yield
Angel Oak Mortgage, Inc. has a free cash flow yield of 8.34%, which is above the 2.00% threshold, indicating strong cash generation relative to market value
Earnings growth
Angel Oak Mortgage, Inc.'s yearly earnings has increased 53.13% since last year from $28.75M to $44.02M, signaling increasing performance
Revenue growth
Angel Oak Mortgage, Inc.'s yearly revenue has increased 158.06% since last year from $51.46M to $132.79M, signaling increasing performance
Return on invested capital
ROIC -14.60% (Source: FMP key-metrics). Below the 5% partial-credit threshold. Score: 0 of 2. The 5% and 10% cutoffs anchor to typical US weighted-average cost of capital. Below 5% indicates the company is not generating returns above its likely cost of capital under this definition of invested capital. Invested capital here includes equity, non-current liabilities (pension obligations, deferred taxes, lease obligations), and short-term debt. Cash is not subtracted. Companies with substantial float, lease portfolios, or cash holdings will score lower under this definition than under narrower operating-capital definitions. See methodology.
3-year revenue CAGR
Angel Oak Mortgage, Inc. has insufficient revenue history to calculate 3-year revenue CAGR.
Revenue consistency
Angel Oak Mortgage, Inc. had revenue growth in 3 out of 5 years, indicating consistent revenue performance
Return on equity consistency
Angel Oak Mortgage, Inc. had positive ROE in 4 out of 5 years, indicating consistent and reliable returns on equity
Cash Flow Valuation (DCF)
Angel Oak Mortgage, Inc. has insufficient data to evaluate this check.
Earnings yield (TTM)
Angel Oak Mortgage, Inc. has an earnings yield of 8.72%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings
EBITDA Valuation
Angel Oak Mortgage, Inc. is undervalued relative to its fair value price of 30.65 based on EBITDA multiple model
EV/EBITDA (FY)
Angel Oak Mortgage, Inc. has an EV/EBITDA ratio of 16.21x, which is below the 20.00x threshold, indicating reasonable valuation relative to its operating earnings
PEG ratio (TTM/FY)
Angel Oak Mortgage, Inc. has a PEG-ratio under 1 which is considered undervalued
Price-to-book ratio (FY)
Angel Oak Mortgage, Inc. has a price-to-book ratio of 0.91x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value
Price-to-sales ratio (TTM)
Angel Oak Mortgage, Inc. has a price-to-sales ratio of 1.32x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue
Profit margin
Current Ratio
Capital Returns
7.31%
Return on equity
ROIC: 1.57%
Valuation History
11.4X
Price to Earnings
EV/EBITDA: 52.0X
Cash flow
Profit margin
0.00%
Cash flow
-11.59%
EARNINGS FV (GRAHAM)
Fair Value
Market $9
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Default assumptions
Base valuations use default assumptions. Customize in the Valuator.