Amerant Bancorp Inc. cash flow to debt ratio of 9.66% indicates that the company cannot generate enough cash to cover its debt over time. This level indicates weak financial health.

Amerant Bancorp Inc.'s free cash flow has increased 30.98% from $74.79M last year to $97.96M, signaling increasing performance

Amerant Bancorp Inc.'s debt to equity ratio is 1.00, which means that the company's assets are unhealthy financed, signaling financial risk.

Amerant Bancorp Inc.'s debt has decreased relative to shareholder equity from 1.13 last year to 1.00 today, signaling strengthened financials

Amerant Bancorp Inc. has a net cash position, so leverage is healthy.

Amerant Bancorp Inc. earns at least as much interest as it pays. Interest obligations are fully covered.

Amerant Bancorp Inc.'s profit margin has increased (-494.00%) in the last year from -2.74% to 10.79%, signaling increasing performance

Amerant Bancorp Inc.'s short-term liabilities of $5.79B exceed its short-term assets of $2.50B, signaling financial risk

Amerant Bancorp Inc.'s return on assets of 0.60% is lower than the 5.00% threshold, indicating inefficient asset utilization

Amerant Bancorp Inc.'s return on equity of 6.62%, is lower than 15.00%, indicating bad performance

Amerant Bancorp Inc.'s operating cash flow exceeds its net income, indicating high-quality earnings backed by actual cash generation

Amerant Bancorp Inc. had positive net income in 4 out of 5 years, indicating stable and consistent earnings

Amerant Bancorp Inc. has positive free cash flow, indicating the company generates cash after capital expenditures

Amerant Bancorp Inc. has a free cash flow yield of 8.72%, which is above the 2.00% threshold, indicating strong cash generation relative to market value

Amerant Bancorp Inc.'s yearly earnings has increased -432.76% since last year from $-15.75M to $52.42M, signaling increasing performance

Amerant Bancorp Inc.'s yearly revenue has increased 6.94% since last year from $574.92M to $614.82M, signaling increasing performance

ROIC 3.17% (Source: FMP key-metrics). Below the 5% partial-credit threshold. Score: 0 of 2. The 5% and 10% cutoffs anchor to typical US weighted-average cost of capital. Below 5% indicates the company is not generating returns above its likely cost of capital under this definition of invested capital. Invested capital here includes equity, non-current liabilities (pension obligations, deferred taxes, lease obligations), and short-term debt. Cash is not subtracted. Companies with substantial float, lease portfolios, or cash holdings will score lower under this definition than under narrower operating-capital definitions. See methodology.

Amerant Bancorp Inc.'s 3-year revenue CAGR of 19.18% is positive, indicating growing revenue over the past 3 years

Amerant Bancorp Inc. had revenue growth in 4 out of 5 years, indicating consistent revenue performance

Amerant Bancorp Inc. had positive ROE in 4 out of 5 years, indicating consistent and reliable returns on equity

Amerant Bancorp Inc. is overvalued relative to its fair value price of 27.85 based on Discounted Cash Flow model

Amerant Bancorp Inc. has an earnings yield of 5.45%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings

Amerant Bancorp Inc. is overvalued relative to its fair value price of 0.00 based on EBITDA multiple model

Amerant Bancorp Inc. has insufficient data to compute enterprise value.

Amerant Bancorp Inc. is undervalued relative to its fair value price of 30.64 based on Earnings Fair Value model

Amerant Bancorp Inc. had non-positive diluted EPS five years ago; the PEG ratio is not meaningful and the check fails.

Amerant Bancorp Inc. has a price-to-book ratio of 1.23x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value

Amerant Bancorp Inc. has a price-to-sales ratio of 1.98x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue