NYSE
AMP
Last Price
US $496.16
KEY FIGURES
MKT CAP
$44.6B
EPS
TTM$43.01
EPS Growth (1Y)
10.02%
PEG
TTM0.47x
P/E
TTM11.54x
P/S
TTM2.30x
YIELD
1.3%
GROWTH (5Y CAGR)
Revenue
9.47%
EBITDA
Base Cash Flow Valuation (DCF)
Fair Value
Market $496.16
324.21%
Default assumptions
Base EBITDA Valuation
Fair Value
Market $496.16
94.91%
Valuation
Financial
Performance
Cash flow to debt coverage
Ameriprise Financial, Inc. cash flow to debt ratio of 141.98% indicates that the company generates enough cash to cover a substantial portion of its debt. This level indicates very strong financial health.
Free cash flow growth
Ameriprise Financial, Inc.'s free cash flow has increased 27.14% from $6.42B last year to $8.16B, signaling increasing performance
Debt-to-equity ratio
Ameriprise Financial, Inc.'s debt to equity ratio is 1.03, which means that the company's assets are unhealthy financed, signaling financial risk.
Debt-to-equity trend
Ameriprise Financial, Inc.'s debt has decreased relative to shareholder equity from 1.05 last year to 1.03 today, signaling strengthened financials
Net debt to EBITDA
Ameriprise Financial, Inc. has a net cash position, so leverage is healthy.
Interest coverage
Ameriprise Financial, Inc. earns at least as much interest as it pays. Interest obligations are fully covered.
Profit margin growth
Ameriprise Financial, Inc.'s profit margin was 18.91% last year and is 19.92% this year, signaling increasing performance
Current ratio
Ameriprise Financial, Inc.'s short-term assets of $82.22B exceed its short-term liabilities of $3.18B
Return on assets
Ameriprise Financial, Inc.'s return on assets of 2.00% is lower than the 5.00% threshold, indicating inefficient asset utilization
Return on equity
Ameriprise Financial, Inc.'s return on equity of 61.73%, is higher than 15.00%, indicating good performance
Earnings quality
Ameriprise Financial, Inc.'s operating cash flow exceeds its net income, indicating high-quality earnings backed by actual cash generation
Earnings stability
Ameriprise Financial, Inc. had positive net income in 5 out of 5 years, indicating stable and consistent earnings
Positive free cash flow
Ameriprise Financial, Inc. has positive free cash flow, indicating the company generates cash after capital expenditures
Free cash flow yield
Ameriprise Financial, Inc. has a free cash flow yield of 18.41%, which is above the 2.00% threshold, indicating strong cash generation relative to market value
Earnings growth
Ameriprise Financial, Inc.'s yearly earnings has increased 4.76% since last year from $3.40B to $3.56B, signaling increasing performance
Revenue growth
Ameriprise Financial, Inc.'s yearly revenue has increased 9.43% since last year from $17.26B to $18.89B, signaling increasing performance
Return on invested capital
ROIC 2.16% (Source: FMP key-metrics). Below the 5% partial-credit threshold. Score: 0 of 2. The 5% and 10% cutoffs anchor to typical US weighted-average cost of capital. Below 5% indicates the company is not generating returns above its likely cost of capital under this definition of invested capital. Invested capital here includes equity, non-current liabilities (pension obligations, deferred taxes, lease obligations), and short-term debt. Cash is not subtracted. Companies with substantial float, lease portfolios, or cash holdings will score lower under this definition than under narrower operating-capital definitions. See methodology.
3-year revenue CAGR
Ameriprise Financial, Inc.'s 3-year revenue CAGR of 9.68% is positive, indicating growing revenue over the past 3 years
Revenue consistency
Ameriprise Financial, Inc. had revenue growth in 5 out of 5 years, indicating consistent revenue performance
Return on equity consistency
Ameriprise Financial, Inc. had positive ROE in 5 out of 5 years, indicating consistent and reliable returns on equity
Base Cash Flow Valuation (DCF)
Ameriprise Financial, Inc. is undervalued relative to its fair value price of 2.10K based on Base Cash Flow Valuation (DCF) model
Earnings yield (TTM)
Ameriprise Financial, Inc. has an earnings yield of 8.72%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings
Base EBITDA Valuation
Ameriprise Financial, Inc. is undervalued relative to its fair value price of 967.05 based on Base EBITDA Valuation model
EV/EBITDA (FY)
Ameriprise Financial, Inc. has insufficient data to compute enterprise value.
PEG ratio (TTM/FY)
Ameriprise Financial, Inc. has a PEG-ratio under 1 which is considered undervalued
Price-to-book ratio (FY)
Ameriprise Financial, Inc. has a price-to-book ratio of 7.11x, which exceeds the 5.00x threshold, indicating the stock may be overvalued relative to its book value
Price-to-sales ratio (TTM)
Ameriprise Financial, Inc. has a price-to-sales ratio of 2.28x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue
Profit margin
Current Ratio
Capital Returns
61.73%
Return on equity
ROIC: 2.16%
Valuation History
11.8X
Price to Earnings
EV/EBITDA: 7.4X
Cash flow
Profit margin
18.03%
Cash flow
12.76%
Default assumptions
Base valuations use default assumptions. Customize in the Valuator.