Ameriprise Financial, Inc. cash flow to debt ratio of 49.35% indicates that the company generates enough cash to cover its debts. This level indicates strong financial health.

Ameriprise Financial, Inc.'s free cash flow has decreased 54.93% from $6.42B last year to $2.89B, signaling decreasing performance

Ameriprise Financial, Inc.'s debt to equity ratio is 0.63, which means that the company's assets are unhealthy financed, signaling financial risk.

Ameriprise Financial, Inc.'s debt has decreased relative to shareholder equity from 1.05 last year to 0.63 today, signaling strengthened financials

Ameriprise Financial, Inc. has a net cash position, so leverage is healthy.

Ameriprise Financial, Inc. earns at least as much interest as it pays. Interest obligations are fully covered.

Ameriprise Financial, Inc.'s profit margin has increased (5.31%) in the last year from 18.91% to 19.92%, signaling increasing performance

Ameriprise Financial, Inc.'s short-term assets of $25.05B exceed its short-term liabilities of $3.18B

Ameriprise Financial, Inc.'s return on assets of 2.00% is lower than the 5.00% threshold, indicating inefficient asset utilization

Ameriprise Financial, Inc.'s return on equity of 61.73%, is higher than 15.00%, indicating good performance

Ameriprise Financial, Inc.'s operating cash flow is lower than its net income, indicating that earnings may not be fully backed by cash generation

Ameriprise Financial, Inc. had positive net income in 5 out of 5 years, indicating stable and consistent earnings

Ameriprise Financial, Inc. has positive free cash flow, indicating the company generates cash after capital expenditures

Ameriprise Financial, Inc. has a free cash flow yield of 5.77%, which is above the 2.00% threshold, indicating strong cash generation relative to market value

Ameriprise Financial, Inc.'s yearly earnings has increased 4.76% since last year from $3.40B to $3.56B, signaling increasing performance

Ameriprise Financial, Inc.'s yearly revenue has increased 9.43% since last year from $17.26B to $18.89B, signaling increasing performance

ROIC 2.56% (Source: FMP key-metrics). Below the 5% partial-credit threshold. Score: 0 of 2. The 5% and 10% cutoffs anchor to typical US weighted-average cost of capital. Below 5% indicates the company is not generating returns above its likely cost of capital under this definition of invested capital. Invested capital here includes equity, non-current liabilities (pension obligations, deferred taxes, lease obligations), and short-term debt. Cash is not subtracted. Companies with substantial float, lease portfolios, or cash holdings will score lower under this definition than under narrower operating-capital definitions. See methodology.

Ameriprise Financial, Inc.'s 3-year revenue CAGR of 9.68% is positive, indicating growing revenue over the past 3 years

Ameriprise Financial, Inc. had revenue growth in 5 out of 5 years, indicating consistent revenue performance

Ameriprise Financial, Inc. had positive ROE in 5 out of 5 years, indicating consistent and reliable returns on equity

Ameriprise Financial, Inc. is overvalued relative to its fair value price of 298.05 based on Discounted Cash Flow model

Ameriprise Financial, Inc. has an earnings yield of 7.71%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings

Ameriprise Financial, Inc. is overvalued relative to its fair value price of 425.54 based on EBITDA multiple model

Ameriprise Financial, Inc. has an EV/EBITDA ratio of 9.10x, which is below the 20.00x threshold, indicating reasonable valuation relative to its operating earnings

Ameriprise Financial, Inc. is undervalued relative to its fair value price of 999.24 based on Earnings Fair Value model

Ameriprise Financial, Inc. has a PEG-ratio under 1 which is considered undervalued

Ameriprise Financial, Inc. has a price-to-book ratio of 8.04x, which exceeds the 5.00x threshold, indicating the stock may be overvalued relative to its book value

Ameriprise Financial, Inc. has a price-to-sales ratio of 2.58x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue