Assurant, Inc. cash flow to debt ratio of 83.10% indicates that the company generates enough cash to cover a substantial portion of its debt. This level indicates very strong financial health.

Assurant, Inc.'s free cash flow has increased 43.82% from $1.11B last year to $1.60B, signaling increasing performance

Assurant, Inc.'s debt to equity ratio is 0.36, which means that the company's assets are healthy financed, signaling financial stability.

Assurant, Inc.'s debt has decreased relative to shareholder equity from 0.41 last year to 0.36 today, signaling strengthened financials

Assurant, Inc. has a net cash position, so leverage is healthy.

Assurant, Inc.'s interest coverage ratio of 11.76 indicates that earnings with good margin can cover interest payments on company debt

Assurant, Inc.'s profit margin has increased (23.48%) in the last year from 6.40% to 7.90%, signaling increasing performance

Assurant, Inc.'s short-term liabilities of $23.89B exceed its short-term assets of $13.15B, signaling financial risk

Assurant, Inc.'s return on assets of 2.95% is lower than the 5.00% threshold, indicating inefficient asset utilization

Assurant, Inc.'s return on equity of 18.03%, is higher than 15.00%, indicating good performance

Assurant, Inc.'s operating cash flow exceeds its net income, indicating high-quality earnings backed by actual cash generation

Assurant, Inc. had positive net income in 5 out of 5 years, indicating stable and consistent earnings

Assurant, Inc. has positive free cash flow, indicating the company generates cash after capital expenditures

Assurant, Inc. has a free cash flow yield of 11.23%, which is above the 2.00% threshold, indicating strong cash generation relative to market value

Assurant, Inc.'s yearly earnings has increased 14.80% since last year from $760.20M to $872.70M, signaling increasing performance

Assurant, Inc.'s yearly revenue has increased 7.89% since last year from $11.88B to $12.81B, signaling increasing performance

ROIC 2.95% (Source: FMP key-metrics). Below the 5% partial-credit threshold. Score: 0 of 2. The 5% and 10% cutoffs anchor to typical US weighted-average cost of capital. Below 5% indicates the company is not generating returns above its likely cost of capital under this definition of invested capital. Invested capital here includes equity, non-current liabilities (pension obligations, deferred taxes, lease obligations), and short-term debt. Cash is not subtracted. Companies with substantial float, lease portfolios, or cash holdings will score lower under this definition than under narrower operating-capital definitions. See methodology.

Assurant, Inc.'s 3-year revenue CAGR of 7.93% is positive, indicating growing revenue over the past 3 years

Assurant, Inc. had revenue growth in 5 out of 5 years, indicating consistent revenue performance

Assurant, Inc. had positive ROE in 5 out of 5 years, indicating consistent and reliable returns on equity

Assurant, Inc. is undervalued relative to its fair value price of 467.31 based on Discounted Cash Flow model

Assurant, Inc. has an earnings yield of 7.48%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings

Assurant, Inc. is overvalued relative to its fair value price of 195.98 based on EBITDA multiple model

Assurant, Inc. has an EV/EBITDA ratio of 8.21x, which is below the 20.00x threshold, indicating reasonable valuation relative to its operating earnings

Assurant, Inc. is undervalued relative to its fair value price of 313.14 based on Earnings Fair Value model

Assurant, Inc. has a PEG-ratio under 1 which is considered undervalued

Assurant, Inc. has a price-to-book ratio of 2.33x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value

Assurant, Inc. has a price-to-sales ratio of 1.06x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue