NYSE
AII
Last Price
US $24
Valuation
Financial
Performance
Cash flow to debt coverage
American Integrity Insurance Group, Inc. cash flow to debt ratio of 12.84K% indicates that the company generates enough cash to cover a substantial portion of its debt. This level indicates very strong financial health.
Free cash flow growth
American Integrity Insurance Group, Inc.'s free cash flow has decreased 9.77% from $147.60M last year to $133.18M, signaling decreasing performance
Debt-to-equity ratio
American Integrity Insurance Group, Inc.'s debt to equity ratio is 0.10, which means that the company's assets are healthy financed, signaling financial stability.
Debt-to-equity trend
American Integrity Insurance Group, Inc.'s debt has increased relative to shareholder equity from 0.02 last year to 0.10 today, signaling weakened financials
Net debt to EBITDA
American Integrity Insurance Group, Inc. has a net cash position, so leverage is healthy.
Interest coverage
Interest expense is not separately reported in American Integrity Insurance Group, Inc.'s latest filing, so interest coverage cannot be calculated.
Profit margin growth
American Integrity Insurance Group, Inc.'s profit margin has increased (41.69%) in the last year from 19.45% to 27.56%, signaling increasing performance
Current ratio
American Integrity Insurance Group, Inc.'s short-term assets of $248.93M exceed its short-term liabilities of $2.68M
Return on assets
American Integrity Insurance Group, Inc.'s return on assets of 6.93% is higher than the 5.00% threshold, indicating efficient asset utilization
Return on equity
American Integrity Insurance Group, Inc.'s return on equity of 25.25%, is higher than 15.00%, indicating good performance
Earnings quality
American Integrity Insurance Group, Inc.'s operating cash flow exceeds its net income, indicating high-quality earnings backed by actual cash generation
Earnings stability
American Integrity Insurance Group, Inc. has insufficient public price history to evaluate earnings stability.
Positive free cash flow
American Integrity Insurance Group, Inc. has positive free cash flow, indicating the company generates cash after capital expenditures
Free cash flow yield
American Integrity Insurance Group, Inc. has a free cash flow yield of 33.08%, which is above the 2.00% threshold, indicating strong cash generation relative to market value
Earnings growth
American Integrity Insurance Group, Inc.'s yearly earnings has increased 150.67% since last year from $39.74M to $99.62M, signaling increasing performance
Revenue growth
American Integrity Insurance Group, Inc.'s yearly revenue has increased 35.30% since last year from $204.35M to $276.49M, signaling increasing performance
Return on invested capital
ROIC 20.64% (Source: FMP key-metrics). At or above the 10% threshold. Score: 2 of 2. The company is generating returns above the upper end of the typical US weighted-average cost of capital range under this definition of invested capital.
3-year revenue CAGR
American Integrity Insurance Group, Inc. has insufficient revenue history to calculate 3-year revenue CAGR.
Revenue consistency
American Integrity Insurance Group, Inc. has insufficient public price history to evaluate revenue consistency.
Return on equity consistency
American Integrity Insurance Group, Inc. has insufficient public price history to evaluate ROE consistency.
Cash Flow Valuation (DCF)
American Integrity Insurance Group, Inc. has insufficient data to evaluate this check.
Earnings yield (TTM)
American Integrity Insurance Group, Inc. has an earnings yield of 20.24%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings
EBITDA Valuation
American Integrity Insurance Group, Inc. is overvalued relative to its fair value price of 0.00 based on EBITDA multiple model
EV/EBITDA (FY)
American Integrity Insurance Group, Inc. has an EV/EBITDA ratio of 0.25x, which is below the 20.00x threshold, indicating reasonable valuation relative to its operating earnings
PEG ratio (TTM/FY)
American Integrity Insurance Group, Inc. has insufficient diluted EPS history to calculate the PEG ratio.
Price-to-book ratio (FY)
American Integrity Insurance Group, Inc. has a price-to-book ratio of 1.20x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value
Price-to-sales ratio (TTM)
American Integrity Insurance Group, Inc. has a price-to-sales ratio of 1.36x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue
Profit margin
Current Ratio
Capital Returns
25.95%
Return on equity
ROIC: 7.66%
Valuation History
5.3X
Price to Earnings
EV/EBITDA: 1.0X
Cash flow
Profit margin
-
Fair Value
Market $24
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Default assumptions
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