Aflac Incorporated cash flow to debt ratio of 30.38% indicates that the company generates enough cash to cover its debts. This level indicates strong financial health.

Aflac Incorporated's free cash flow has decreased 5.62% from $2.71B last year to $2.56B, signaling decreasing performance

Aflac Incorporated's debt to equity ratio is 0.29, which means that the company's assets are healthy financed, signaling financial stability.

Aflac Incorporated's debt has increased relative to shareholder equity from 0.29 last year to 0.29 today, signaling weakened financials

Aflac Incorporated has a net cash position, so leverage is healthy.

Aflac Incorporated earns at least as much interest as it pays. Interest obligations are fully covered.

Aflac Incorporated's profit margin was 28.46% last year and is 26.88% this year, signaling decreasing performance

Aflac Incorporated's short-term assets of $71.95B exceed its short-term liabilities of $5.81B

Aflac Incorporated's return on assets of 4.19% is lower than the 5.00% threshold, indicating inefficient asset utilization

Aflac Incorporated's return on equity of 16.42%, is higher than 15.00%, indicating good performance

Aflac Incorporated's operating cash flow is lower than its net income, indicating that earnings may not be fully backed by cash generation

Aflac Incorporated had positive net income in 5 out of 5 years, indicating stable and consistent earnings

Aflac Incorporated has positive free cash flow, indicating the company generates cash after capital expenditures

Aflac Incorporated has a free cash flow yield of 4.41%, which is above the 2.00% threshold, indicating strong cash generation relative to market value

Aflac Incorporated's yearly earnings has decreased 33.01% since last year from $5.44B to $3.65B, signaling decreasing performance

Aflac Incorporated's yearly revenue has decreased 8.84% since last year from $19.13B to $17.44B, signaling decreasing performance

ROIC 4.58% (Source: FMP key-metrics). Below the 5% partial-credit threshold. Score: 0 of 2. The 5% and 10% cutoffs anchor to typical US weighted-average cost of capital. Below 5% indicates the company is not generating returns above its likely cost of capital under this definition of invested capital. Invested capital here includes equity, non-current liabilities (pension obligations, deferred taxes, lease obligations), and short-term debt. Cash is not subtracted. Companies with substantial float, lease portfolios, or cash holdings will score lower under this definition than under narrower operating-capital definitions. See methodology.

Aflac Incorporated's 3-year revenue CAGR of -3.08% is negative, indicating declining revenue over the past 3 years

Aflac Incorporated had revenue growth in only 1 out of 5 years, indicating inconsistent revenue performance

Aflac Incorporated had positive ROE in 5 out of 5 years, indicating consistent and reliable returns on equity

Aflac Incorporated is undervalued relative to its fair value price of 144.46 based on Base Cash Flow Valuation (DCF) model

Aflac Incorporated has an earnings yield of 8.48%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings

Aflac Incorporated is undervalued relative to its fair value price of 189.22 based on Base EBITDA Valuation model

Aflac Incorporated has insufficient data to compute enterprise value.

Aflac Incorporated is overvalued relative to its fair value price of 62.89 based on Base Earnings Fair Value model

Aflac Incorporated has a PEG-ratio over 1 which is considered overvalued

Aflac Incorporated has a price-to-book ratio of 1.89x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value

Aflac Incorporated has a price-to-sales ratio of 3.17x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue