NYSE
AFG
Last Price
US $138.18
KEY FIGURES
MKT CAP
$11.5B
EPS
TTM$11.48
EPS Growth (1Y)
-4.64%
PEG
TTM2.87x
P/E
TTM12.03x
P/S
TTM1.40x
YIELD
5.1%
Valuation
Financial
Performance
Cash flow to debt coverage
American Financial Group, Inc. cash flow to debt ratio of 84.23% indicates that the company generates enough cash to cover a substantial portion of its debt. This level indicates very strong financial health.
Free cash flow growth
American Financial Group, Inc.'s free cash flow has increased 21.35% from $1.15B last year to $1.40B, signaling increasing performance
Debt-to-equity ratio
American Financial Group, Inc.'s debt to equity ratio is 0.38, which means that the company's assets are healthy financed, signaling financial stability.
Debt-to-equity trend
American Financial Group, Inc.'s debt has decreased relative to shareholder equity from 0.43 last year to 0.38 today, signaling strengthened financials
Net debt to EBITDA
American Financial Group, Inc. has a net cash position, so leverage is healthy.
Interest coverage
American Financial Group, Inc.'s interest coverage ratio of 13.51 indicates that earnings with good margin can cover interest payments on company debt
Profit margin growth
American Financial Group, Inc.'s profit margin was 10.72% last year and is 11.66% this year, signaling increasing performance
Current ratio
American Financial Group, Inc.'s short-term liabilities of $23.93B exceed its short-term assets of $11.91B, signaling financial risk
Return on assets
American Financial Group, Inc.'s return on assets of 2.88% is lower than the 5.00% threshold, indicating inefficient asset utilization
Return on equity
American Financial Group, Inc.'s return on equity of 20.01%, is higher than 15.00%, indicating good performance
Earnings quality
American Financial Group, Inc.'s operating cash flow exceeds its net income, indicating high-quality earnings backed by actual cash generation
Earnings stability
American Financial Group, Inc. had positive net income in 5 out of 5 years, indicating stable and consistent earnings
Positive free cash flow
American Financial Group, Inc. has positive free cash flow, indicating the company generates cash after capital expenditures
Free cash flow yield
American Financial Group, Inc. has a free cash flow yield of 12.17%, which is above the 2.00% threshold, indicating strong cash generation relative to market value
Earnings growth
American Financial Group, Inc.'s yearly earnings has decreased 5.07% since last year from $887.00M to $842.00M, signaling decreasing performance
Revenue growth
American Financial Group, Inc.'s yearly revenue has decreased 1.26% since last year from $8.28B to $8.17B, signaling decreasing performance
Return on invested capital
ROIC 10.87% (Source: FMP key-metrics). At or above the 10% threshold. Score: 2 of 2. The company is generating returns above the upper end of the typical US weighted-average cost of capital range under this definition of invested capital.
3-year revenue CAGR
American Financial Group, Inc.'s 3-year revenue CAGR of 6.22% is positive, indicating growing revenue over the past 3 years
Revenue consistency
American Financial Group, Inc. had revenue growth in 4 out of 5 years, indicating consistent revenue performance
Return on equity consistency
American Financial Group, Inc. had positive ROE in 5 out of 5 years, indicating consistent and reliable returns on equity
Base Cash Flow Valuation (DCF)
American Financial Group, Inc. is undervalued relative to its fair value price of 162.73 based on Base Cash Flow Valuation (DCF) model
Earnings yield (TTM)
American Financial Group, Inc. has an earnings yield of 8.31%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings
Base EBITDA Valuation
American Financial Group, Inc. is overvalued relative to its fair value price of 111.35 based on Base EBITDA Valuation model
EV/EBITDA (FY)
American Financial Group, Inc. has an EV/EBITDA ratio of 8.77x, which is below the 20.00x threshold, indicating reasonable valuation relative to its operating earnings
PEG ratio (TTM/FY)
American Financial Group, Inc. has a PEG-ratio over 1 which is considered overvalued
Price-to-book ratio (FY)
American Financial Group, Inc. has a price-to-book ratio of 2.38x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value
Price-to-sales ratio (TTM)
American Financial Group, Inc. has a price-to-sales ratio of 1.40x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue
Profit margin
Current Ratio
Capital Returns
20.01%
Return on equity
ROIC: 10.87%
Valuation History
12.1X
Price to Earnings
EV/EBITDA: 8.6X
Cash flow
Profit margin
GROWTH (5Y CAGR)
Revenue
7.44%
EBITDA
11.28%
Cash flow
-5.35%
Base Cash Flow Valuation (DCF)
Fair Value
Market $138.18
17.77%
Default assumptions
Base EBITDA Valuation
Fair Value
Market $138.18
-19.42%
Default assumptions
Base valuations use default assumptions. Customize in the Valuator.