NASDAQ
ACT
Last Price
US $49.78
KEY FIGURES
MKT CAP
$6.9B
EPS
TTM
$4.90
EPS Growth (1Y)
3.43%
PEG
TTM
0.69x
P/E
TTM
10.16x
P/S
TTM
5.55x
YIELD
1.75%
GROWTH (5Y CAGR)
Revenue
2.15%
EBITDA
Cash Flow (DCF)
Fair Value
Market $49.78
21.07%
Default assumptions
EBITDA Multiple
Fair Value
Market $49.78
-11.99%
Default assumptions
Valuation
Financial
Performance
Cash flow to debt coverage
Enact Holdings Inc. cash flow to debt ratio of 97.32% indicates that the company generates enough cash to cover a substantial portion of its debt. This level indicates very strong financial health.
Free cash flow growth
Enact Holdings Inc.'s free cash flow has increased 5.57% from $686.26M last year to $724.52M, signaling increasing performance
Debt-to-equity ratio
Enact Holdings Inc.'s debt to equity ratio is 0.14, which means that the company's assets are healthy financed, signaling financial stability.
Debt-to-equity trend
Enact Holdings Inc.'s debt has decreased relative to shareholder equity from 0.15 last year to 0.14 today, signaling strengthened financials
Net debt to EBITDA
Enact Holdings Inc. has a net debt to EBITDA ratio of 0.18x, which is below the 3.00x threshold, indicating healthy leverage and financial stability
Interest coverage
Enact Holdings Inc.'s interest coverage ratio of 17.25 indicates that earnings with good margin can cover interest payments on company debt
Profit margin growth
Enact Holdings Inc.'s profit margin has decreased (4.69%) in the last year from 57.25% to 54.56%, signaling decreasing performance
Current ratio
Enact Holdings Inc.'s short-term assets of $628.62M exceed its short-term liabilities of $91.64M
Return on assets
Enact Holdings Inc.'s return on assets of 9.82% is higher than the 5.00% threshold, indicating efficient asset utilization
Return on equity
Enact Holdings Inc.'s return on equity of 12.76%, is lower than 15.00%, indicating bad performance
Earnings quality
Enact Holdings Inc.'s operating cash flow exceeds its net income, indicating high-quality earnings backed by actual cash generation
Earnings stability
Enact Holdings Inc. has insufficient public price history to evaluate earnings stability.
Positive free cash flow
Enact Holdings Inc. has positive free cash flow, indicating the company generates cash after capital expenditures
Free cash flow yield
Enact Holdings Inc. has a free cash flow yield of 10.70%, which is above the 2.00% threshold, indicating strong cash generation relative to market value
Earnings growth
Enact Holdings Inc.'s yearly earnings has decreased 2.01% since last year from $688.07M to $674.24M, signaling decreasing performance
Revenue growth
Enact Holdings Inc.'s yearly revenue has increased 2.13% since last year from $1.20B to $1.23B, signaling increasing performance
Return on invested capital
ROIC 10.41% (Source: FMP key-metrics). At or above the 10% threshold. Score: 2 of 2. The company is generating returns above the upper end of the typical US weighted-average cost of capital range under this definition of invested capital.
3-year revenue CAGR
Enact Holdings Inc.'s 3-year revenue CAGR of 3.97% is positive, indicating growing revenue over the past 3 years
Revenue consistency
Enact Holdings Inc. had revenue growth in 4 out of 5 years, indicating consistent revenue performance
Return on equity consistency
Enact Holdings Inc. has insufficient public price history to evaluate ROE consistency.
Cash Flow Valuation (DCF)
Enact Holdings Inc. is undervalued relative to its fair value price of 60.27 based on Discounted Cash Flow model
Earnings yield (TTM)
Enact Holdings Inc. has an earnings yield of 10.10%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings
EBITDA Valuation
Enact Holdings Inc. is overvalued relative to its fair value price of 43.81 based on EBITDA multiple model
EV/EBITDA (FY)
Enact Holdings Inc. has an EV/EBITDA ratio of 7.63x, which is below the 20.00x threshold, indicating reasonable valuation relative to its operating earnings
PEG ratio (TTM/FY)
Enact Holdings Inc. has a PEG-ratio under 1 which is considered undervalued
Price-to-book ratio (FY)
Enact Holdings Inc. has a price-to-book ratio of 1.25x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value
Price-to-sales ratio (TTM)
Enact Holdings Inc. has a price-to-sales ratio of 5.40x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue
Profit margin
Current Ratio
Capital Returns
12.76%
Return on equity
ROIC: 10.41%
Valuation History
10.4X
Price to Earnings
EV/EBITDA: 7.9X
Cash flow
Profit margin
13.12%
Cash flow
0.57%
Base valuations use default assumptions. Customize in the Valuator.