American Coastal Insurance Corporation cash flow to debt ratio of 46.58% indicates that the company generates enough cash to cover its debts. This level indicates strong financial health.

American Coastal Insurance Corporation's free cash flow has decreased 70.89% from $243.49M last year to $70.87M, signaling decreasing performance

American Coastal Insurance Corporation's debt to equity ratio is 0.45, which means that the company's assets are healthy financed, signaling financial stability.

American Coastal Insurance Corporation's debt has decreased relative to shareholder equity from 0.65 last year to 0.45 today, signaling strengthened financials

American Coastal Insurance Corporation has a net cash position, so leverage is healthy.

American Coastal Insurance Corporation's interest coverage ratio of 13.23 indicates that earnings with good margin can cover interest payments on company debt

American Coastal Insurance Corporation's profit margin has increased (18.82%) in the last year from 25.52% to 30.33%, signaling increasing performance

American Coastal Insurance Corporation's short-term assets of $723.41M exceed its short-term liabilities of $594.94M

American Coastal Insurance Corporation's return on assets of 8.06% is higher than the 5.00% threshold, indicating efficient asset utilization

American Coastal Insurance Corporation's return on equity of 30.43%, is higher than 15.00%, indicating good performance

American Coastal Insurance Corporation's operating cash flow is lower than its net income, indicating that earnings may not be fully backed by cash generation

American Coastal Insurance Corporation had positive net income in 3 out of 5 years, indicating stable and consistent earnings

American Coastal Insurance Corporation has positive free cash flow, indicating the company generates cash after capital expenditures

American Coastal Insurance Corporation has a free cash flow yield of 14.70%, which is above the 2.00% threshold, indicating strong cash generation relative to market value

American Coastal Insurance Corporation's yearly earnings has increased 41.10% since last year from $75.72M to $106.84M, signaling increasing performance

American Coastal Insurance Corporation's yearly revenue has increased 13.07% since last year from $296.66M to $335.44M, signaling increasing performance

ROIC 19.81% (Source: FMP key-metrics). At or above the 10% threshold. Score: 2 of 2. The company is generating returns above the upper end of the typical US weighted-average cost of capital range under this definition of invested capital.

American Coastal Insurance Corporation's 3-year revenue CAGR of 14.96% is positive, indicating growing revenue over the past 3 years

American Coastal Insurance Corporation had revenue growth in 3 out of 5 years, indicating consistent revenue performance

American Coastal Insurance Corporation had positive ROE in 3 out of 5 years, indicating consistent and reliable returns on equity

American Coastal Insurance Corporation has insufficient data to evaluate this check.

American Coastal Insurance Corporation has an earnings yield of 20.94%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings

American Coastal Insurance Corporation is undervalued relative to its fair value price of 42.86 based on EBITDA multiple model

American Coastal Insurance Corporation has an EV/EBITDA ratio of 1.85x, which is below the 20.00x threshold, indicating reasonable valuation relative to its operating earnings

American Coastal Insurance Corporation is undervalued relative to its fair value price of 15.87 based on Earnings Fair Value model

American Coastal Insurance Corporation had non-positive diluted EPS five years ago; the PEG ratio is not meaningful and the check fails.

American Coastal Insurance Corporation has a price-to-book ratio of 1.40x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value

American Coastal Insurance Corporation has a price-to-sales ratio of 1.45x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue