Atlantic American Corporation cash flow to debt ratio of 12.71% indicates that the company cannot generate enough cash to cover its debt over time. This level indicates weak financial health.

Atlantic American Corporation's free cash flow has increased 79.98% from $2.54M last year to $4.58M, signaling increasing performance

Atlantic American Corporation's debt to equity ratio is 0.34, which means that the company's assets are healthy financed, signaling financial stability.

Atlantic American Corporation's debt has decreased relative to shareholder equity from 0.34 last year to 0.34 today, signaling strengthened financials

Atlantic American Corporation has negative EBITDA, making leverage ratio unreliable

Atlantic American Corporation's interest coverage ratio of 2.59 indicates that earnings with margin can cover interest payments on company debt

Atlantic American Corporation's profit margin has increased (-3.32K%) in the last year from -0.09% to 2.95%, signaling increasing performance

Atlantic American Corporation's short-term assets of $35.57M exceed its short-term liabilities of $4.02M

Atlantic American Corporation's return on assets of 0.00% is lower than the 5.00% threshold, indicating inefficient asset utilization

Atlantic American Corporation's return on equity of 4.43%, is lower than 15.00%, indicating bad performance

Atlantic American Corporation's operating cash flow is lower than its net income, indicating that earnings may not be fully backed by cash generation

Atlantic American Corporation had positive net income in 3 out of 5 years, indicating stable and consistent earnings

Atlantic American Corporation has positive free cash flow, indicating the company generates cash after capital expenditures

Atlantic American Corporation has a free cash flow yield of 15.36%, which is above the 2.00% threshold, indicating strong cash generation relative to market value

Atlantic American Corporation's yearly earnings has decreased 2.40K% since last year from $-171.00K to $-4.27M, signaling decreasing performance

Atlantic American Corporation's yearly revenue has increased 0.77% since last year from $186.79M to $188.23M, signaling increasing performance

ROIC -4.29% (Source: FMP key-metrics). Below the 5% partial-credit threshold. Score: 0 of 2. The 5% and 10% cutoffs anchor to typical US weighted-average cost of capital. Below 5% indicates the company is not generating returns above its likely cost of capital under this definition of invested capital. Invested capital here includes equity, non-current liabilities (pension obligations, deferred taxes, lease obligations), and short-term debt. Cash is not subtracted. Companies with substantial float, lease portfolios, or cash holdings will score lower under this definition than under narrower operating-capital definitions. See methodology.

Atlantic American Corporation's 3-year revenue CAGR of -1.93% is negative, indicating declining revenue over the past 3 years

Atlantic American Corporation had revenue growth in only 2 out of 5 years, indicating inconsistent revenue performance

Atlantic American Corporation had positive ROE in 3 out of 5 years, indicating consistent and reliable returns on equity

Atlantic American Corporation has insufficient data to evaluate this check.

Atlantic American Corporation has an earnings yield of 15.77%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings

Atlantic American Corporation is overvalued relative to its fair value price of 0.00 based on EBITDA multiple model

Atlantic American Corporation has negative or missing EBITDA, making EV/EBITDA ratio unreliable

Atlantic American Corporation is overvalued relative to its fair value price of 0.69 based on Earnings Fair Value model

Atlantic American Corporation has negative trailing-twelve-month earnings; this ratio is not meaningful and the check fails

Atlantic American Corporation has a price-to-book ratio of 0.27x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value

Atlantic American Corporation has a price-to-sales ratio of 0.19x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue