Atlantic American Corporation carries no debt; cash flow comfortably covers obligations.

Atlantic American Corporation's free cash flow has increased 608.37% from $4.58M last year to $32.41M, signaling increasing performance

Atlantic American Corporation's debt to equity ratio is 0.32, which means that the company's assets are healthy financed, signaling financial stability.

Atlantic American Corporation's debt has decreased relative to shareholder equity from 0.38 last year to 0.32 today, signaling strengthened financials

Atlantic American Corporation has a net cash position, so leverage is healthy.

Atlantic American Corporation carries no debt; interest obligations are fully covered.

Atlantic American Corporation's profit margin was -2.27% last year and is 3.25% this year, signaling increasing performance

Atlantic American Corporation's short-term assets of $43.64M exceed its short-term liabilities of $0.00

Atlantic American Corporation's return on assets of 1.20% is lower than the 5.00% threshold, indicating inefficient asset utilization

Atlantic American Corporation's return on equity of 4.65%, is lower than 15.00%, indicating bad performance

Atlantic American Corporation's operating cash flow exceeds its net income, indicating high-quality earnings backed by actual cash generation

Atlantic American Corporation had positive net income in 3 out of 5 years, indicating stable and consistent earnings

Atlantic American Corporation has positive free cash flow, indicating the company generates cash after capital expenditures

Atlantic American Corporation has a free cash flow yield of 143.14%, which is above the 2.00% threshold, indicating strong cash generation relative to market value

Atlantic American Corporation's yearly earnings has increased 240.98% since last year from $-4.27M to $6.02M, signaling increasing performance

Atlantic American Corporation's yearly revenue has increased 11.80% since last year from $188.23M to $210.44M, signaling increasing performance

ROIC 2.07% (Source: FMP key-metrics). Below the 5% partial-credit threshold. Score: 0 of 2. The 5% and 10% cutoffs anchor to typical US weighted-average cost of capital. Below 5% indicates the company is not generating returns above its likely cost of capital under this definition of invested capital. Invested capital here includes equity, non-current liabilities (pension obligations, deferred taxes, lease obligations), and short-term debt. Cash is not subtracted. Companies with substantial float, lease portfolios, or cash holdings will score lower under this definition than under narrower operating-capital definitions. See methodology.

Atlantic American Corporation's 3-year revenue CAGR of 3.86% is positive, indicating growing revenue over the past 3 years

Atlantic American Corporation had revenue growth in 3 out of 5 years, indicating consistent revenue performance

Atlantic American Corporation had positive ROE in 3 out of 5 years, indicating consistent and reliable returns on equity

Atlantic American Corporation is undervalued relative to its fair value price of 30.35 based on Base Cash Flow Valuation (DCF) model

Atlantic American Corporation has an earnings yield of 23.04%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings

Atlantic American Corporation is undervalued relative to its fair value price of 12.47 based on Base EBITDA Valuation model

Atlantic American Corporation has insufficient data to compute enterprise value.

Atlantic American Corporation is overvalued relative to its fair value price of 1.07 based on Base Earnings Fair Value model

Atlantic American Corporation's earnings growth over the measurement period is negative; the PEG ratio is not meaningful and the check fails.

Atlantic American Corporation has a price-to-book ratio of 0.19x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value

Atlantic American Corporation has a price-to-sales ratio of 0.14x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue